The Mortgage Application Process

	Mortgage Application Checklist
	Lists the documentation that you may be required to supply the lender as part of the application process.
	How Much of a Loan Can I Afford?
	Explains how your finances impact how much of a loan you can qualify for.
	Your Credit Score and Credit Report
	Describes the role of the credit report in the loan application process and some simple tips to help you increase your credit score.
	Prequalification vs. Preapproval
	Discusses the difference between prequalifying for a loan and being preapproved.
	What is a rate lock?
	Explains how a rate lock-in works and why you might need one.
	Understanding PMI
	If you have less than 20% for your down payment, your lender will probably require PMI.
	What is a Good Faith Estimate?
	Details many of the fees that appear in the Good Faith Estimate.